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Staten Island NY is the home of many beautiful parks

In Real Estate on October 17, 2010 at 2:38 am

Visit our parks,
Staten Island has a lot of natural beauty.
Here will find a list of our cherished parks.
If you are a nature lover you’ve come to the right place.

Bloomingdale Park – 138 acres
Mostly preserved for wildlife. Includes water falls & hiking trails. Areas of the park are for public use which include baseball fields, a soccer field, playground, softball fields, basketball courts.

Blue Heron Park – 222 Acres
Beautiful nature center, streams, ponds, swamps.
The park has free programs which include nature walks and bird feeding. Address 222 Poillon Ave S.I. N.Y. 10312

Clay Pit State Park Preserve – 260 Acres
83 Nielsen Ave S.I NY 10309, 718-967-1976
Spring fed streams, ponds, wetlands. The park offers bird watching, hiking.

Clove Lakes Park
Offers four lakes, streams and lots of greenery. Offers row boating, fresh water fishing. Other features are a public ice skating rink, picnic grounds, playgrounds, baseball field, bridle paths for horse back riding, nature trails and a restaurant.

Fort Wadsworth- Part of Gateway National Recreation Area. Historic site.
Park Rangers lead walks and tours. Protected natural plant and animal communities.
718-354-4500 Open dawn to dark 7 days a week.

Fresh Kills Park
Plans are in the works to build a wonderful park here. Some plans include a boardwalk, soccer and baseball fields, public roads, bridle paths, a bird island, and a 5,000 seat stadium. This was the home of the old landfill.

Great Kills Park, Gateway National Recreation Area
Great walking and running paths. Beach, bathhouse, snack bar, bicycling, fishing, ball fields, swimming, butterfly & geology walks & beautiful water views.

Latourette Park – 455 Acres
Greenbelt location offers a golf course & woodlands. Great for sleigh riding on the hills in the winter.

Miller Field
Hosts summer concerts, has ball fields & picnic areas. Walk to New Dorp beach from here.

Silverlake Park- 107 Acres
Offers golf course, restaurant, clubhouse & tennis courts.

Staten Island Botanical Garden
Beautiful gardens, green house, plants & ponds.

Walker Park 50 Bard Ave
Tennis Courts

Willowbrook Park – 164 Acres
Boathouse, playground, ball fields, tennis courts and a pond. Home to the children’s carousel.

Wolfs Pond Park over 170 Acres 718-984-8266
Salt water fishing is permitted, walking and jogging paths, playgrounds, tennis, beach, dog park run.

Our precious Staten Island parks are just another reason people are choosing Staten Island as the ideal place to live. Staten Island still has that home town quality. You can live close to the city and enjoy all the green open space S.I has to offer. Dont miss the boat, now is the time to buy. Interest rates are at an all time low.

Arlene Trunzo,BCREP,CRS,e-PRO,GRI,SRES
Licensed Board Certified Staten Island NY Realtor®
A.T. Real Estate Specialists LLC
718-317-0949 or 917-359-1985
cmyrealtor@aol.com
http://www.atrealestatespecialists.com

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Protecting Your Credit

In Uncategorized on September 18, 2017 at 5:00 pm

One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States. Part of protecting your credit is being vigilant and making it difficult for thieves to steal your identity. 17405556-250.jpg

If you suspect you are a victim of identity theft, an initial step is to place a fraud alert on your account. Contact one credit reporting company (Equifax, Experian or TransUnion), tell them you are an identity theft victim and ask the company to put a fraud alert on your credit file. Confirm that the company will contact the other two companies.

The initial fraud alert will make it harder for an identity thief to open accounts in your name. The alert lasts for 90-days and it can be renewed.

A more severe precaution called a credit freeze restricts access to your credit report. A credit freeze makes it more difficult for thieves to use your identity to apply for loans or credit cards in your name.

By contacting each of the three credit reporting agencies separately, you can request a temporary freeze. This would prevent them from providing credit information without both your explicit permission and a PIN that temporarily lifts the freeze.

Unlike the fraud alerts, the agencies may charge you a fee for instituting the freeze in addition to another fee to lift the freeze each time.

A credit freeze will not affect your credit score. If you are in the process of buying a home, contact your loan officer and discuss the decision you are considering. If you will be making a mortgage application in the near future, you can temporarily lift the freeze for the lender you are using.

A trusted mortgage professional is a key team member in purchasing a home. Making an appointment with them is one of the first steps along with determining your real estate professional. Contact us to get a recommendation of a trusted mortgage professional.

To request a credit freeze, you can do it online or by phone:

Equifax – 800-349-9960 | Experian – 888-397-3742 | Trans Union – 888-909-8872

For more information, see Credit Freeze FAQs at the Federal Trade Commission.

It is important to personally monitor your credit reports through annual credit report.com to discover any unusual activity.

Investing on Your Side of the Fence

In Uncategorized on September 11, 2017 at 5:01 pm

The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It has been said that the grass is just as hard to mow on the other side of the fence so stay with what your most familiar.3283858-250.jpg

Single-family homes used for rental property give a person a chance to invest in something they understand: a home. They also have distinct advantages over other types of investments.

An investor can borrow up to 80% of the value at fixed interest rates 30 years. The financing creates leverage so that the investor can benefit from the increase in value of the home not just the down payment.

It is reasonable to expect that the home will appreciate while providing tax advantages and practical control that are not available with many other investments. Low housing inventory in many markets has caused rents to increase and low new home growth will make it difficult to keep up with demand.

Consider a $150,000 home purchased for cash that would rent for $1,500 per month. With $18,000 income and allowing for property taxes, insurance and maintenance, it is still reasonable to expect $10,000 net income. There would be an 8% return on investment without considering tax savings or future appreciation compared with 5-year CDs paying less than 2.35% and a 10-year Treasury yield at 2.13%.

An added bonus is the amortization that occurs on the loan as the principal is reduced with each payment. It becomes a forced savings account that increases the equity and isn’t taxable until the property is sold.

The reasonable control has a lot of appeal to many investors who find the volatility of the stock market unacceptable and don’t want the risk associated with alternative investments. Please contact me if you’d like to know more about available opportunities.